Personal Checking

Whether you are just beginning to manage your finances, balancing a busy life, or working toward future goals, we have a checking solution for you. We show we care by understanding your lifestyle and goals when selecting the checking account that gives you power and freedom.

Basic Checking
Interest Checking
HSA*
Minimum to Open
$100
$1000
$100
Interest Rates
N/A
Interest Paid
N/A
Monthly
Monthly
ATM & Debit Card
Online Banking & Bill Pay
Mobile Banking
eStatements
Free First Check Order
Maintenance Fee
N/A
$5 if balance falls below $1000
N/A
Unlimited Check Writing
Overdraft Protection**
N/A
Minimum to Open
$100
$1000
$100
Interest Rates
N/A
Interest Paid
N/A
Monthly
Monthly
ATM & Debit Card
Online Banking & Bill Pay
Mobile Banking
eStatements
Free First Check Order
Maintenance Fee
N/A
$5 if balance falls below $1000
N/A
Unlimited Check Writing
Overdraft Protection**
N/A
Minimum to Open
$100
$1000
$100
Interest Rates
N/A
Interest Paid
N/A
Monthly
Monthly
ATM & Debit Card
Online Banking & Bill Pay
Mobile Banking
eStatements
Free First Check Order
Maintenance Fee
N/A
$5 if balance falls below $1000
N/A
Unlimited Check Writing
Overdraft Protection**
N/A
Minimum to Open
$100
$1000
$100
Interest Rates
N/A
Interest Paid
N/A
Monthly
Monthly
ATM & Debit Card
Online Banking & Bill Pay
Mobile Banking
eStatements
Free First Check Order
Maintenance Fee
N/A
$5 if balance falls below $1000
N/A
Unlimited Check Writing
Overdraft Protection**
N/A
*Health Savings Account (HSA)
  • High deductible health plan
  • Tax-deductible account that helps individuals pay for medical expenses
**Overdraft Protection
  • If checking account is overdrawn, funds will be transferred in increments of $5.00, from a designated savings or checking account, to cover the amount in the overdrawn account
  • If funds are not available for transfer, regular overdraft fees will apply
Follow our 5-step process to switch your accounts and experience personalized banking for you and your family

It’s easy to switch to Cleveland State Bank!

Switch Kit
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Personal Checking Account Questions for Us?

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Please note: This is not a secure form. In order to prevent the threat of fraud, do not include any personal or sensitive information within your message, such as your account or social security numbers.

Please note: This is not a secure form. In order to prevent the threat of fraud, do not include any personal or sensitive information within your message, such as your account or social security numbers.