Certificate of Deposits (CDs) & IRAs

A certificate of deposit (CD) is a deposit account that allows you to save money at a fixed rate of interest for a fixed amount of time. It is simple, safe and insured by the FDIC. Interest can be added to the account or it can be paid semi-annually or annually into another account. Penalties may be imposed on early withdrawals.

3 to 60 Month Fixed CDs and IRAs

3 or 6 months – $2500 minimum to open. 12 or 60 months – $500 minimum to open. Traditional or Roth options available. Interest credited semi-annually or annually. Penalties may be imposed on early withdrawals. Other early withdrawal penalties may be imposed under the Internal Revenue Code. FDIC insured separate from other accounts.

Interest Rate
APY**
Minimum Deposit
to Open
3 Month CD
0.50%
0.50%
$2,500
6 Month CD
0.75%
0.75%
$2,500
9 Month CD
0.85%
0.85%
$2,500
12 Month CD
1.05%
1.05%
$500
15 Month CD
1.10%
1.11%
$500
18 Month CD
1.25%
1.26%
$500
24 Month CD
1.25%
1.26%
$500
36 Month CD
1.45%
1.46%
$500
48 Month CD
1.65%
1.66%
$500
60 Month CD
1.75%
1.75%
$500

3 to 60 Month Fixed CDs and IRAs

Interest Rate
0.50%
APY**
0.50%
Minimum Balance to Earn APY**
$2,500
Interest Rate
0.75%
APY**
0.75%
Minimum Balance to Earn APY**
$2,500
Interest Rate
0.85%
APY**
0.85%
Minimum Balance to Earn APY**
$2,500
Interest Rate
1.05%
APY**
1.06%
Minimum Balance to Earn APY**
$500
Interest Rate
1.10%
APY**
1.11%
Minimum Balance to Earn APY**
$500
Interest Rate
1.25%
APY**
1.26%
Minimum Balance to Earn APY**
$500
Interest Rate
1.25%
APY**
1.26%
Minimum Balance to Earn APY**
$500
Interest Rate
1.45%
APY**
1.46%
Minimum Balance to Earn APY**
$500
Interest Rate
1.65%
APY**
1.66%
Minimum Balance to Earn APY**
$500
Interest Rate
1.75%
APY**
1.76%
Minimum Balance to Earn APY**
$500

Accurate as of 10/07/2022

18 Month Fixed IRA

$100 minimum to open. Traditional or Roth options available. Interest credited semi-annually. Penalties may be imposed on early withdrawals. Annual statement. Other early withdrawal penalties may be imposed under the Internal Revenue Code. FDIC insured separate from other accounts.

Interest Rate
APY**
Minimum Deposit
to Open
18 Month Fixed IRA
1.50%
1.51%
$100

18 Month Fixed IRA

Interest Rate
1.50%
APY**
1.51%
Minimum Balance to Earn APY**
$100

Accurate as of 10/07/2022

*The Rate may change after the account is opened
**APY = Annual Percentage Yield

Fees could reduce the earnings on the above accounts. Additional information is available upon request. A penalty may be imposed for early withdrawal from CDs and IRAs.

Switch Kit

Our Switch Kit will help you transfer any existing direct deposits or automatic payments with this ready to fill in kit. Just follow these 5 easy steps!

Switch Kit
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